48 SMART: March 2012
+Smartan Dad

Friday, 30 March 2012

Why We Need to Have a Credit Card?



When I just graduated from university, I din really like to get a credit card cos I thought that credit card is an evil tool that could cause me to overspend and get a lot of debts. After 1 year plus, a friend of mine approached me to apply for a credit card and since I got that card, it proved that my perception was wrong.

Why We Need to Have a Credit Card
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