48 SMART: January 2014
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Wednesday, 29 January 2014

PLUSMiles Highway@CNY Toll Rebate Promotion 20%*!


*PROMOTION : PLUSMiles Highway@CNY Toll Rebate Promotion 20%*! 

PLUSMiles Highway is offering Chinese New Year Toll Rebate Promotion now. 

PLUS highways users (Class 1 vehicles) who pay toll electronically on 29 January (Wednesday) and 4 February (Tuesday) will be entitled to a 20 percent rebate. 

MBSB Golden Horse Triple Rewards

In conjunction with Chinese New Year celebration, MBSB is having a FD promotion, known as the Golden Horse Triple Rewards, from 20th January until 20th April 2014, or upon reaching RM 300 million fund limit, whichever comes first.

























The campaign is open to all new and existing individual customers. Under this promotion, customers who participate can get special FD rate of 4.05% p.a. for 12-month tenure, upfront interest payment and 1g gold wafer (999.9 purity, while stock lasts). Minimum fresh fund of RM 100000 must be deposited in order to participate. There is no limit on the maximum placement.

The fund must be kept at 80:20 portion in Individual FD (RM 80000) and Wise Saver Account (RM 20000). The interest payment will be credited automatically into eligible customers' Wise Saver Account on the next working day once the fixed deposit placement is done.

First 1000 customers can get the gold wafer based on first-come-first-served while stock last basis. There is no limit on the number of gold wafers for each customer. If a customer makes FD placement of RM 300000, he will be entitled for 3 gold wafers, while stock lasts.

The effective interest rate for the FD promotion is 3.69% p.a. plus the value of gold wafer is RM 170. This is a good promotion for those who have a huge savings.

Tuesday, 28 January 2014

Public Bank Super FD Promotion 2014

Last year, Public Bank launched a 12-month step up bundled FD promotion, known as the Super FD, with up to 6.88% p.a. interest rate. The promotion has returned for Year 2014 and with even better rates, starting from today until 30th June 2014.





































The campaign is open to all new and existing individual customers (personal or joint account holders) of Public Bank. Eligible customers are required to place fresh funds of minimum RM 30000 and in multiple of RM 5000 up to maximum of RM 3000000 into both PLUS FD and PLUS Savings Account (SA) at 80:20 ratio. 

The amount in PLUS SA will be earmarked for 12 months while the PLUS FD will be placed under 1 month tenure on auto-renewal basis and locked in for 12 months. Customers have the flexibility to withdraw at any time but only entitle for the prevailing FD board rates. 

The step up interest rate for each month is shown in the above picture. The promotional interest rate will be subject to revision should there be any Overnight Policy Rate changes. The interest rate for PLUS SA can be found here

The effective interest rate is 3.48% p.a., higher than that of previous Super FD. However, the minimum deposit requirement of RM 30000 is considered high in the market. You can easily find better rates with other banks with such requirement.

Sunday, 26 January 2014

Red/Green Box Karaoke@Festive reunion discount 50% *!


*PROMOTION : Red/Green Box Karaoke@Festive reunion discount 50% *! 

Red Box or Green Box Karaoke is offering Chinese New Year offer with special discount up to 50% off.
Now you may celebrate your 'festive reunion' at Red Box & Green Box Karaoke from 29/Jan/2014 ~ 30/Jan/2014 check-in from 5pm ~ 9pm.

 Steps:
1. LIKE I Luv Red Box Fans Club
2. Click on "Reunion Sing K" Tab.
3. Print & Show at any Red Box & Green Box Karaoke to enjoy this promotion.


You may click this link: HERE to print out the voucher to entitle the 50% special discount.

While your visit any of Red Box or Green Box Karaoke, and grab a chance to win ‘Lucky Ang Pow’ in the form of cash vouchers worth RM200,000. 


*PROMOTION PERIOD: 

Date: 29 Jan 2014 ~ 30 Jan 2014
Opening hours: 5:00am ~ 9:00pm

*TERMS & CONDITIONS: 
  1. Applicable for Facebook user only. MUST print and present the voucher.
  2. Walk-in customer entitle to get 40% off head charge.





  • Only original voucher will be accepted.
  • Valid for dine in only.
  • Voucher is not applicable with any other promotions, discounts or vouchers.
  • Tongpakfu reserves the right to change or amend terms and conditions without prior notice.
  • - See more at: http://www.malaysiafreebies.com/tong-pak-fu-free-supreme-choco-snow-ice-voucher-giveaway/#sthash.F9OkXCRU.dpuf




  • Only original voucher will be accepted.
  • Valid for dine in only.
  • Voucher is not applicable with any other promotions, discounts or vouchers.
  • Tongpakfu reserves the right to change or amend terms and conditions without prior notice.
  • - See more at: http://www.malaysiafreebies.com/tong-pak-fu-free-supreme-choco-snow-ice-voucher-giveaway/#sthash.F9OkXCRU.dpuf

    Saturday, 25 January 2014

    Hong Leong Debit Card Balik Kampung Promotion

    In conjunction with the upcoming CNY holidays, Hong Leong Bank is having a "Balik Kampung" promotion for its Debit Card, starting from 15th January until 30th April 2014.































    Just swipe with your Hong Leong Debit Card or Touch 'n Go Zing Debit Card and stand a chance to win a SmartTAG. There are a total of 100 SmartTAG up for grabs. Each Cardmember is only entitled to win 1 SmartTAG. Cardmembers are automatically entitled to earn unlimited number of contest entries based on the following criteria performed during the promotion period:

    Criteria
    Contest Entry
    Every RM 50 spent in a single receipt with Hong Leong Debit Card
    1 Entry
    Every RM 50 auto-reload into a Touch ‘n Go Zing Debit Card
    5 Entries
    Apply for Touch ‘n Go Zing Debit Card (Linked to Hong Leong Debit Card)
    20 Entries


    For the second promotion, you just need to pump petrol for a minimum of RM 50 in a single receipt with your Hong Leong Debit Card to get 10% cash back in the following petrol stations:
    1. BHP
    2. Caltex
    3. Petron
    4. Petronas
    5. Shell

    The cash back is capped at RM 5 per receipt and a maximum of RM 50 per Cardmember throughout the promotion period. Total cash back payout is capped at RM 80000 throughout the promotion period on a first-come-first-serve basis. The cash back will be credited into the Cardmembers’ CASA no later than 31st July 2014.

    This is a great promotion especially for those who are travelling back to hometown during the CNY holidays. With Hong Leong Debit Card, You can get 10% cash back for petrol purchase and stand a chance to win a SmartTAG worth RM 120 at the same time.

    Wednesday, 22 January 2014

    FRiENDi mobile

    FRiENDi mobile is a new mobile service provider in Malaysia. FRiENDi mobile, owned by Virgin Mobile MEA, Kumpulan Perangsang Selangor Bhd and Samena caTelecom Ltd, started its operation as a Mobile Virtual Network Operator (MVNO) from 2013 and rides on U Mobile mobile network.










    FRiENDi claimed that they provide the best mobile packages which will always suit Malaysians' needs. First of all, the validity period of the prepaid is not based on the amount you reload but the number of times you reload and how frequent you call or SMS. Each reload or call or SMS will add 30 days of validity to your prepaid.

    For voice calls, it is based on per second charging, with RM 0.12/min to FRiENDi mobile numbers and RM 0.18/min to other networks. Besides, for SMS, RM 0.04/SMS is charged for FRiENDi mobile numbers and RM 0.08/SMS to other networks.

    For data, FRiENDi charges RM 0.075/MB. Besides, FRiENDi also offers mobile internet packages as below:

    Data Pack
    Current Data Quota
    Data Quota with Promotion*
    RM 1/day
    25MB
    25MB + 5MB = 30MB
    RM 5/week
    100MB
    100MB + 100MB = 200MB
    RM 12/month
    300MB
    300MB + 200MB = 500MB
    RM 30/month
    1GB
    1GB + 1GB = 2GB

    *The Big quota promotion is valid until 31st January 2014 and for East Malaysia only.

    This is definitely the most affordable prepaid plan in Malaysia. Interested? You may check here for nearest dealer and choose your favourite number here before getting the mobile starter pack from the dealer.

    MamyPoko@exchange for FREE PANTS (GIANT)*!


    *PROMOTION : MamyPoko@exchange for FREE PANTS (GIANT)*! 

    MamyPoko is offer to get a bag of MamyPoko Easy Fit Pants for FREE!
    What you need to do is exchange for a pack of MamyPoko Easy Fit Pants with one piece of baby tape diaper polybag (excluding MamyPoko brands).

    Free MamyPoko Easy Fit Pants are available in M (14 pieces), L (12 pieces) and XL (10 pieces).
    The event date is from 25~26/Jan/2014 at selected Giant branches.

    Please fill-in the form below before attend to event,


    Step 1: Click the picture above "Exchange Pants for FREE"
    Step 2: Save it and print it.
    Step 3: Fill-in the form and bring to the event.

    Selected GIANT stores as below,

    Johor: Kulai IOI, Tampoi, Plentong, Muar.
    Kedah:  Alor Setar.
    Terengganu: Kuala Terengganu.
    Perak: Taiping.
    Selangor:Stadium Shah Alam, Klang Bukit Tinggi, Kota Damansara, Senawang, Bandar Kinrara.

    *PROMOTION PERIOD: 

    25~26 Jan 2014 (12:00pm~5:00pm)

    *TERM AND CONDITIONS: 
     
    1) One (1) piece of baby tape diaper polybag (excluding MamyPoko brands) must be provided for the exchange programme.
    2) The registration form (obtainable in store or visit www.facebook.com/MyMamyPoko/events) must be filled up. A photocopy of the child's birth certificate or MyKid identity card must also be included.
    3) Submit the required items (1 and 2) to the MamyPoko promoter in store.
    4) Only parents of the child are eligible to exchange diapers. Child must be aged 3 years and below to be eligible for the exchange programme. Limited to ONE (1) pack per family ONLY.
    5) Limited to 50 customers per store on a ‘first come, first-served basis’ while stock lasts.
    6) Free MamyPoko Easy Fit Pants are available in M (14 pieces), L (12 pieces) and XL (10 pieces).
    7) Programme times stated are estimated and may vary due to unexpected conditions.

  • Only original voucher will be accepted.
  • Valid for dine in only.
  • Voucher is not applicable with any other promotions, discounts or vouchers.
  • Tongpakfu reserves the right to change or amend terms and conditions without prior notice.
  • - See more at: http://www.malaysiafreebies.com/tong-pak-fu-free-supreme-choco-snow-ice-voucher-giveaway/#sthash.F9OkXCRU.dpuf
  • Only original voucher will be accepted.
  • Valid for dine in only.
  • Voucher is not applicable with any other promotions, discounts or vouchers.
  • Tongpakfu reserves the right to change or amend terms and conditions without prior notice.
  • - See more at: http://www.malaysiafreebies.com/tong-pak-fu-free-supreme-choco-snow-ice-voucher-giveaway/#sthash.F9OkXCRU.dpuf

    Monday, 20 January 2014

    Kidland Penang@New Year Promotion*!


    *PROMOTION : Kidland Penang@New Year Promotion*! 

    Kids are guaranteed hours of fun at Kidland Penang. A newly opened 30,000 square feet educational cum entertainment centre located on the fourth and fifth floors of Prangin Mall, Penang.

    Designed to encourage learning through interactive role playing this indoor family theme park allows children to experience the real working world. They get to dress up as doctors, fireman, policeman, soldiers, pilots, train drivers and even be a part of the elite special duties unit, and learn hands-on about the jobs in a safe and realistic environment.

    Kidland is open from 10am to 10pm daily. Entrance fee for children aged above three years is RM 30 from Monday to Thursday and RM45 from Friday to Sunday and public holidays.
    Accompanying adults have to pay RM5 per person.

    For Chinese New Year promotion, enjoy a complimentary RM20 credit when you top up your passport for RM30 on Fridays to Sundays from now until Feb 20. The credits must be used on the same day.

    Location:
    33-4-08, Prangin Mall (Atrium A),
    Jalan Dr. Lim Chwee Leong, 10100 Penang, Malaysia.

    Tel/Fax: 604-261 1768
    Contact Person:  
    Ewen Tan 012- 431 8015
    Charlene 017- 432 3433 
    Pinky 012- 442 4606




    *PROMOTION PERIOD: 

    Date: Promotion valid till 28 Feb 2014
    Opening hours: 10:00am ~ 10:00pm

    *PHOTO:











































  • Only original voucher will be accepted.
  • Valid for dine in only.
  • Voucher is not applicable with any other promotions, discounts or vouchers.
  • Tongpakfu reserves the right to change or amend terms and conditions without prior notice.
  • - See more at: http://www.malaysiafreebies.com/tong-pak-fu-free-supreme-choco-snow-ice-voucher-giveaway/#sthash.F9OkXCRU.dpuf






  • Only original voucher will be accepted.
  • Valid for dine in only.
  • Voucher is not applicable with any other promotions, discounts or vouchers.
  • Tongpakfu reserves the right to change or amend terms and conditions without prior notice.
  • - See more at: http://www.malaysiafreebies.com/tong-pak-fu-free-supreme-choco-snow-ice-voucher-giveaway/#sthash.F9OkXCRU.dpuf

    Sunday, 19 January 2014

    How to Reduce Your Electricity Bill Part 2

    Have you got your residential electricity bill after the new tariff rates was introduced on 1st January 2014? If your electricity consumption per month is more than 300kWh, you will be charged according to the new tariff system and the surcharge for Renewable Energy Fund revised from 1.0% to 1.6%.





















    In other words, if you maintain your monthly electricity consumption below 300kWh, you will not be affected by the new tariff rates and you do not need to pay for the 1.6% Renewable Energy Fund. I've previously posted about tips on reducing electricity, this time I'll concentrate on home lighting. Nowadays, our houses are typically litted by fluorescent lamps, such as downlights and 4' T8 fluorescent tubes. Over the past few years, LED technology had become popular in home lighting.




















    LED lamps consume less energy, generate less heat and have longer lifetime than fluorescent lamps. However, the price of LED lamps is normally double of fluorescent lamps. The price gap is smaller now as more and more LED lamps are manufactured. Today, you can get a branded LED downlight from RM 25 and T8 LED tube from RM 55 in the market.

    Let's see how much we can actually save by changing the lamps from fluorescent to LED:
    Scenario 1: 12pcs 15W downlights switched on everyday for 12 hours,
    Scenario 2: 6pcs 42W 4' T8 fluorescent lamps switched on everyday for 12 hours.


    Fluorescent Lamp
    LED Lamp
    Scenario 1
    64.8 kWh
    25.92 kWh
    Scenario 2
    90.72 kWh
    38.88 kWh
    Total
    155.52 kWh
    64.80 kWh

    The total monthly electricity consumption for LED lamps is reduced from 155.52 kWh to 64.80 kWh, almost 60% reduction as compared to that of fluorescent lamps. Assume that the total monthly electricity consumption ranges from 301 to 600 kWh before implementing LED lamps, total savings by would be RM 46.81 per month.

    Total cost = RM 630 (Assume RM 25 for LED downlight and RM 55 for T8 LED Tube)
    ROI = 13.5 months

    In conclusion, it is recommended to switch to LED lamps as the price is more affordable now. You can start by changing the lamps that are frequently used and you can notice the difference from electricity bill.

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