Starbucks Hojicha Tea Buy 1 Free 1 Promotion

After the free Starbucks Frappuccino giveaway in  Year 2012, Starbucks will have another promotion starting from 1st March to 3rd March 2013. The 3-day promotion is applicable to all outlets nationwide except Genting Highlands, KLIA and LCCT stores.

The buy 1 get 1 free promotion is only for Hojicha Tea Latte beverages. Complimentary beverages must be of equal or lesser value than the purchased. So, don't forget to enjoy the drinks with your loved one in Starbucks this weekend!

AEON Big March 2013 Promotion

AEON from Japan had taken over Carrefour Malaysia on the 1st of November 2012.  Carrefour Malaysia is now rebranded as AEON Big under the new management. AEON Big is bringing Maybankard and AMEX card holders exclusive promotion starting from 1st March to 31st March 2013.

For Maybankard Cardmembers, get exclusive complimentary gift when you spend:

• RM 1000 & above, complimentary 1 Fortune Spatter                                           (Limited to the first 40 Cardmembers per outlet)
• RM 15000 & above, complimentary 1 Tableware Set                                           (Limited to the first 25 Cardmembers per outlet)

For AMEX Cardmembers, get exclusive complimentary gift when you spend:

• Spend RM500 & Redeem 1 DOME Voucher worth RM13.50                           (Limited to first 100 Cardmembers in Klang Valley & Penang outlets only)
• Spend RM1,000 & Redeem 1 unit of Foldable Travel Bag                                   (Limited to first 40 Cardmembers per outlet)
• Spend RM1,500 & Redeem 1 unit of Golf Umbrella                                           (Limited to first 30 Cardmembers per outlet)

AMEX Cardmembers also are eligible to purchase the electrical appliances, TV and iPad with discounted price. Besides, 0% EzyPay Instalment Plan for AMEX is accepted in AEON Big as well.

Hopefully AEON Big will also implement customer loyalty program that is currently applied to AEON Jusco.

Big Bad Wolf Fire Sale

Update 3/22: Good news to all Penangites! The Big Bad Wolf is flying to Penang! The Book Sale will start from 22nd to 31st March 2013 in Penang Times Square. It is opened from 9am to 9pm for these 10 days. OCBC credit cardmembers enjoy additional 5% discount!

The Big Bad Wolf Book Sale is here again from 28th February to 4th March 2013 in Mines International Exhibition & Convention Centre. It is opened from 9am to 9pm  for these 5 days.

Good news to all students who have yet to spend your BB1M vouchers! BB1M vouchers are accepted in the Big Bad Wolf Book Sale and you stand a chance to win exciting prizes worth RM 200000. 1 voucher earns you an entry while 5 vouchers earn you 5 entries to win the prizes. There will be 3 rounds of prizes giving and you just need 2 simple steps to participate:

1. Spend with BB1M vouchers in Big Bad Wolf or BookXcess.
2. Fill in the contest form, answer 3 simple questions and submit to the customer service counter.

For those who do not have BB1M vouchers, you can get additional 5% discount on all books if you are OCBC credit card holders. Payment must be made with OCBC cards in order to enjoy the discount.

If you are staying in northern region and unable to go for the sale in Klang Valley, don't worry as Big Bad Wolf will be having another book sale in Penang after this.

KFH International Commodity Murabahah-i - New Year's Treats

Kuwait Finance House has an ongoing promotion, called KFH International Commodity Murabahah-i - New Year's Treats, from now to 31 March 2013. The campaign is applicable to individual customers, aged 18 years and above, whom are Malaysians and foreigners residing in Malaysia.

You can get 3.88% p.a. profit rate when you save a minimum deposit of RM 20000 in either 6, 12 or 24 months tenure. To participate, you are required to open or maintain a CASA with Kuwait Finance House for profit payment purposes.

So far, this is the highest profit rate for 6-month tenure FD without bundling to CASA but the minimum deposit amount is higher compared to others.

Hong Leong Term Deposit-i Promotion

Hong Leong Islamic Bank has an ongoing Term Deposit-i promotion until 30th April 2013. The campaign is open to all new and existing Individuals including Malaysian and non-Malaysian Residents and Non-individuals customers.

The promotional HLTD-i rates are offered for 12-month and 15-month tenures as follows:

Tenure	Profit Rate
12-month	3.80% p.a.
15-month	3.90% p.a.

The placement can be from new fund or maturing General Investment Account (GIA).The minimum deposit amount is RM 5000 and maximum is RM 2000000 per customer (RM 5000000 for Priority Banking customer).

First 300 customers who place RM 200000 and above are eligible to get 1 American Tourister Luggage Bag based on a first-come-first-serve while stock last basis. Qualified customers will be notified no later than 31 May 2013 to collect the American Tourister Luggage Bag from the home branch respectively.

HSBC Amanah Deposit Drive Promotion

HSBC Amanah currently has a fixed deposit promotion till 8th March 2013 at participating HSBC Amanah branches. Eligible customers get to enjoy 5% special profit rate for 3 months under this promotion.

The promotion is open to existing customers of HSBC Amanah who have an existing HSBC Premier Account-i, HSBC Amanah Advance Account-i, Amanah Basic Savings Account-i or Amanah Current Account-i. New-to-HSBC Amanah Premier (minimum amount of RM 200000) and HSBC Amanah Advance customers (minimum amount of RM 20000) are also eligible for the promotion.

The minimum placement amount for the Term Deposit-i (TD-i) Offer is RM 10000 per customer. Placement shall be of fresh fund and in multiples of RM 5000 only. The maximum placement amount for the TD-i Offer per customer is RM 500000. Customers also must place 30% of their TD-i placement amount into HSBC CASA-i which will be earmarked and maintained for 3 months.

The minimum effective profit rate for the TD-i Offer is 3.50% p.a., same as that of UOB Triple Fortune 3-month tenure promotion.

Get PKB Rebate from Senheng and senQ

Senheng and senQ are the authorized agent for Pakej Komunikasi Belia and they offer extra 1 year warranty for PlusOne members. Credit card holders of selected banks also get to enjoy payment with 0% interest instalment of up to 36 months as well.

A wide variety of smartphones with contract free prepaid line as offered in Senheng and senQ as shown below:

No.	Model	RRP
1	Sony Xperia TX	1599
2	HTC Butterfly	2299
3	Samsung Galaxy Note II	2299
4	Nokia Asha 311	419
5	Nokia Lumia 820	1599
6	Nokia Lumia 920	1999
7	Nokia Lumia 900	-
8	HTC Wildfire S	499
9	HTC Desire X	1199
10	Samsung Galaxy Y	399
11	Samsung Galaxy SIII Mini	1199
12	Samsung Galaxy SIII	1999
13	Samsung Galaxy Note	-
14	Samsung Galaxy Ace Plus	699
15	HTC One S	-
16	Sony Xperia Tipo Single	429
17	Sony Xperia SL	1399
18	Sony Xperia ION	1499
19	Sony Xperia S	-
20	Sony Xperia Acro S	-
21	Sony Xperia P	-

The redemption period of PKB application has been extended from 1 month to 3 months from the date of approval. So if you have registered and got approved in January, you can use it until April.

Just bring along the printed approval letter and your IC to the nearest Senheng or senQ to purchase the smartphone that you want and get RM200 rebate of your purchase together with a U Mobile package that provides unlimited mobile data, 100 minutes voice call and 30 SMS to any network.

Baucar Buku 1Malaysia

Under Budget 2013, Baucar Buku 1Malaysia worth RM 250 will be given to students who are studying at institutions of higher learning such as Form 6, colleges and universities. This is the second time the book voucher is issued and the value is increased from RM 200 to RM 250.

Baucar Buku 1Malaysia is accepted at major bookstores like Popular, Borders and MPH. Each bookstore has also launched promotion to encourage voucher holders to spend in their bookstore. Below table shows the promotion and limitation for the book voucher:

Bookstore	Amount Spent	Free Gift	Limit
Popular	RM 150	RM 10 Popular Voucher Popular Card Chance to win prizes	Accepted for books and stationery with 80% spending in books and 20% in stationery.
	RM 250	RM 50 Popular Voucher Popular Card Chance to win prizes
Borders	RM 150	Borders discount vouchers BCard + voucher booklet Starbucks beverage	Accepted for books and stationery.
	RM 250	Borders discount vouchers RadioShack batteries Chatime beverage BCard + voucher booklet Starbucks beverage Krispy Kreme doughnuts
MPH	RM 150	RM 5 MPH Voucher Chance to win prizes	Accepted for books and stationery. Kad Diskaun Siswa 1Malaysia gets 10% off
	RM 250	RM 10 MPH Voucher Chance to win prizes

Do remember to always check with the respective bookstores' branch on which types of books are accepted before you spend with your book voucher. Enjoy your books hunting!

Save Money & Get Chance to Win Prizes Part II

Other than SSP from BSN, Bank Islam Malaysia Berhad (BIMB) is another bank that offers lucky draw through its deposit products called Al-Awfar and Al-Awfar Junior.

Al-Awfar is an innovative Mudharabah-based account that gives you the opportunity to win cash prizes worth of RM 2.32 million a year. Al-Awfar Junior is the similar account for children and teenagers. The account types are shown in below table:

Type	Al-Awfar	Al-Awfar Junior
Features	Saving Account-i	Investment Account-i	Saving Account-i Junior
Minimum Initial Deposit	RM100	RM1,000 (1 month tenure) RM500 (3 to 60 months tenure)	RM10
Minimum Balance	RM100	-	RM10
Profit-Sharing Ratio	98 : 2 (Bank : Customer)	70 : 30 (Bank : Customer)	98 : 2 (Bank : Customer)
	(Subject to change from time to time)
Indicative Rate	0.05% p.a.	From 0.68% p.a.	0.05% p.a.
Who can open an account	Individuals Associations Schools/Universities Clubs/Societies Religious Groups		Individuals Entrust
Eligibility to Enter Prize Draw	Every RM100 = 1 unit of entry		Every RM10 = 1 unit of entry
Frequency of Prize Draw	Monthly & Quarterly Frequency of the prize draw and the date of the prize-giving ceremony are subject to change at the Bank’s discretion

Customers will be entitled to participate in the monthly and quarterly prize draws and be able to enjoy the probability of receiving valuable cash prizes.

Monthly Draws:

Type	Al-Awfar (Monthly Draw)		Al-Awfar Junior (Monthly Draw)
Prize	Cash Prizes	No. of Winners	Cash Prizes	No. of Winners
1	RM100,000	1	RM5,000	1
2	RM10,000	1	RM3,000	1
3	RM1,000	20	RM1,000	5

Quarterly Draws:

Prize	Cash Prizes	No. of Monthy Prizes
1	RM200,000	1
2	RM20,000	1
3	RM1,000	50