- Bank Simpanan Nasional (BSN) with its deposit product called Sijil Simpanan Premium (SSP).
- Bank Islam Malaysia Berhad (BIMB) with its deposit products called Al-Awfar and Al-Awfar Junior.
BSN is offering 44,573 prizes for a year to SSP Certificate Holders through the Monthly Premium SSP Draws. You also stand a chance to win special prizes with another 2 extra draws which are SSP Localised Draws and SSP Special Draw. SSP is open to anyone aged 12 and above with permanent address in Malaysia. Minimum savings is RM 10 for 1 unit.
SSP purchase can be made via BSN counters, ATM, CDM, BSN:SMS (SMS Banking), MyBSN (Internet Banking), Standing Instruction, Salary deduction and Banking Beyond Branches Agents.
SSP is transacted according to the Mudharabah contract with a Profit Sharing Ratio (Customer:Bank) as shown in below tables:
Sijil Simpanan Premium
|SSP||Profit Sharing Ratio||Indicative Profit Rates|
|Up To RM50,000||3:97||0.20%|
Special Edition SSP
|Special Edition SSP||Minimum Savings||Profit Sharing Ratio||Indicative Profit Rates|
These are the lucky draw prizes for February 2013:
|1st Prize||Camry 2.0 E||1|
|2nd Prize||Preve 1.6||1|
|3rd Prize||Jewellery voucher||5|
|4th Prize||Samsung Galaxy Note||15|
|5th Prize||DSLR Camera||35|
|7th Prize||Galaxy Tab 10.1||150|
|8th Prize||SSP 150||2,800|
|2nd Prize||Modenas GT 128||5|
|4th Prize||SSP 150||100|
You can refer to selected newspapers, Information Board at any BSN branch and MyBSN for SSP Draw Results. You can sell back your SSP unit fully or partially after 45 days from the issuance of your SSP certificate. All your units are entitled for the monthly draw, for as long as they have not been redeemed.