48 SMART: June 2014
+Smartan Dad

Monday, 30 June 2014


If you have experience in getting a housing loan or hire purchase, you might hear about CCRIS and CTOS. I've explained about CCRIS previously and today I would like to share about CTOS. CTOS stands for Credit Tip Off Service, it is a credit reporting agency (CRA) that collates information from various sources to aid decision making processes, especially on loans or credit applications.

Sunday, 29 June 2014



SAKAE sushi is giving free meal to your kids in every Sunday.
This promotion is valid only on every Sunday for dine-in only.

Children are defined as below 12 years old or 120cm height below are applicable on the promo.
It is limited to one (1) free meal worth RM7.99 per transaction with minimum spend of RM30.
Reminder to you that no splitting of bills or tables allowed.

Saturday, 28 June 2014

M2U Pay Snap & Sell

Maybank had recently introduced the M2U Pay Snap & Sell mobile application that lets users snap, share and sell almost anything conveniently. It is the latest innovation that combines the simplicity of smartphone photography with the convenience of personal online commerce, featuring the secured online transaction services.

Thursday, 26 June 2014

MyEG-RHB Credit Card

MyEG is a concessionaire for Malaysian E-Government Application. MYEG is a portal to deliver services from various government agencies within the Federal, State and Local Municipal to Malaysia citizens and businesses. Services provided range from information searches to license applications.

MyEG-RHB Credit Card is a credit card with Visa payWave feature that rewards you with up to 5X Reward Points when you pay utility bills, renew your road tax or use any services available at MyEG portal or all MyEG Counters. Any other online and retail transactions with the card will earn you 1X Reward Point.

Wednesday, 25 June 2014

XIAOMI@Redmi1S & RedmiNote is now available in Malaysia*!

*PROMOTION : XIAOMI@Redmi1S & RedmiNote is available in Malaysia*!

THIS is what you’ve been waiting for Redmi 1S (RM 419) will be available on 08 July 2014 and Redmi Note (RM509) on 22 July 2014!

It is fabulous low price for a android based smart phone! i believe it will be another minute buying by Malaysian. 

Simple saying,

Redmi Note is 8-core MTK 6592 1.7GHz processor with the HD screen wide of 5.5".
The battery capability is 3,200 mAh lithium-polymer battery. (It can be sustaining of 14 hours usage with 3G internet use / 38 hours with 2G internet use / 60 hours with music playback / 775 hours with standby condition)
Another attractive is 13MP rear facing camera versus 5MP front facing camera.

Redmi 1S is newly quad-core with 1.6GHz processor with HD screen wide of 4.7" 720p IPS.
It has 8GB eMMC internal storage. it also consists of Dual SIM functions, with 1 WCDMA slot for 3G data and 1 GSM slot for 2G data.


Xiaomi Redmi 1S

Display: 4.7" 720p IPS
Processor: Quad-core Qualcomm Snapdragon 400 1.6GHz
Storage: 8GB (supports up to 32GB microSD)
Rear Camera: 8MP f/2.2
Front Camera: 1.3MP
Battery: 2000mAh
Dimensions: 137 x 69 x 9.9 mm
Weight 158g
OS: MIUI v5, based on Android 4.3

Xiaomi Redmi Note

Display: 5.5" 720p IPS
Processor: Qcta-core 1.7GHz Cortex-A7
RAM: 1/2GB
Storage: 8GB (supports up to 32GB microSD)
Rear Camera: 13MP
Front Camera: 5MP
Battery: 3,200mAh
Dimensions: 154 x 78.7 x 9.5 mm
Weight 199g
OS: MIUI v5, based on Android 4.3

Monday, 23 June 2014

RHB 15-Month Step Up FD Promotion

RHB Bank's 15-month step up FD promotion started from 12th June and ends on 31st August 2014 or upon reaching RM500 million, whichever comes first. The promotion is open to all new and existing RHB customers (both residents and non-residents) of Consumer segment only.

Sunday, 22 June 2014

KFC@Doraemon Travel Blanket (RM15.90)*!

*PROMOTION : KFC@Doraemon Travel Blanket (RM15.90)*!

Now you can have CUTE Doraemon travel blanket with just add on RM15.90 with any purchase of any KFC product or buy any ala carte with add on RM19.90! There is total six sets of Doraemon collection blanket.

The blanket size is 103cm x 145cm. I think this size is sufficient enough for kid to cover.

If you want to get free travel blanket, click-in for further details.

Saturday, 21 June 2014

Hong Leong Connect PEx

Hong Leong Connect Payment Express (PEx) lets you send money to anyone without asking for their bank account details because you can send money with their mobile phone numbers, just like CIMB Clicks OctoSend and Maybank Cardless Withdrawal.

Thursday, 19 June 2014

Free Photobook for BCard Member

A photobook is a book in which photographs make a significant contribution to the overall content. The development of digital cameras and the Internet allowed an enormous production and exchange of pictures, taken from different corners of the globe. Photobook Worldwide is a company that offers service for users to create personalized photobooks.

The photobook is printed on digital color printers and case bound. Professional printing and binding services offer easy creation of photo-books with professional layouts and individual layout capabilities. Due to the integrated design and order workflow, hardcover bound books with customized pictures and text can be produced very cost-effectively.

Wednesday, 18 June 2014

PERODUA@VIVA cars priced DOWN (up to RM6100)*!

*PROMOTION : PERODUA@VIVA cars priced DOWN (up to RM6,100)*!

Viva 660 BX Manual:         RM22,000 ( from RM25,000, less RM3,000)
Viva 850 Manual:               RM27,900 (from RM33,200, less RM5,300)
Viva S Auto:                       RM29,900 (from RM35,200, less RM5,300)
Viva Elite Manual:               RM32,900 (from RM38,200, less RM5,300)
Viva Elite Auto:                   RM36,800 (from RM41,300, less RM4,500)

Finally, local car maker Perodua has made Viva become most affordable entry-level car in Malaysia!
The price range down up to RM5,300!

The lowest entry-level Viva is only cost RM22,000 which previous price is RM25,000 (cheaper RM3,000)!
Highest spec of Viva Elite auto is now priced at RM36,800 (Previous: RM41,300)!

Along with its price reduction, customers who register for a Viva from now to Aug 31 will also receive a cash bonus of RM800 and a three-year free service package. so the price reduction will go up to RM6,100!

Thank you so much to Perodua's cost saving initiative which began in 2011! Now you may enjoy more affordable vehicle!

Tuesday, 17 June 2014

MOM&BABY@EXPO2014 at Melaka (27~29/Jun/2014)*!

*PROMOTION : MOM&BABY@EXPO2014 at Melaka (27~29/Jun/2014)*!

Malaysia's Largest Branded Mom & Baby Expo is coming to Melaka!

Today Publishing Mom & Baby Expo
27th - 29th June 2014 MITC, Melaka

180 booths / 400 renewed brands / 8,000 free mugs / 8,000 goodies bags / 8 strollers per day for hourly draw

To reward all the supporters in 2014, awesome prizes to be give away because you deserve it.

One contest 2 winners
1st winner ~ from 28th May – 11th June 2014
2nd Winner ~ from 12th June – 26th June 2014
Prize ~ one unit of NewStar stroller model: 1568

How you can win awesome prize from Mom & Baby Expo Fan Page:

Be a fan of Mom & Baby Expo Fan Page by clicking on the ‘Like’ button. https://www.facebook.com/pages/MOM-BABY-EXPO/345451608270

The winner will be announced on Mom & Baby Expo’s Fan Page wall and notified via message inbox respectively on 12th June and 27 June 2014

Monday, 16 June 2014

MI3@ONLY RM769 (Launch 12:00pm 17/Jun/2014)*!

*PROMOTION : MI3@ONLY RM769 (Launch 12:00pm 17/Jun/2014)*!

Just a month time, XIAO MI once again doing Summer Sales for MI3 with only RM769!
Compare with previous pricing of RM889, it is RM120 OFF!

It will launch on tomorrow 17/Jun, 12:00pm! Quantity available is only 7,000 units.
Maybe it will be selling-fast as usual on previous sales! This time is for you to standby to buy on-time after 12:00pm!

7,000 units of Mi 3
10,000 sets of 10400 mAh Mi Power Bank
5,000 sets of 5200 mAh Mi Power Bank

Remember to login before 12PM and be quick in checking out & filling up the form.

RM769 - Mi 3
RM36 - 10400 mAh Mi Power Bank
RM25 - 5200 mAh Mi Power Bank

Share with your friends on this good news!

  • Slender frame with 8.1mm thickness
  • Weight scale with 145g
  • 5in Full HD IPS display with pixel density of 441ppi
  • 2.3GHz Qualcomm Snapdragon quad-core processor. 
  • 13-megapixel rear-facing autofocus camera with a wide f/2.2 aperture and a front-facing 2-megapixel camera
  • NFC (near nield nommunication)
  • 3,050mAh battery which is rated to have a standby time of up to 500 hours
  • Android 4.3 JellyBean

Sunday, 15 June 2014

SCB Credit Card 2014 10% Cash Back Promotion

After Citibank's Choose Your Own Cash Back Promotion, Standard Chartered Bank also launched its 10% Cash Back Promotion for invited credit card-members (through SMS and/or email and/or Direct Mailer) of any SCB credit card (other than corporate cards). The campaign started on 14th June 2014 and ends on 5th September 2014.

Friday, 13 June 2014

Citibank GSC Movie Privileges

Good news to all Citibank card-members! Now you can enjoy exclusive RM 10 per movie ticket on Saturdays, Sundays and Public Holidays! The promotion is valid till 31st March 2015 at all GSC outlets nationwide except GSC Signature and GSC Maxx.

Thursday, 12 June 2014

Big Bad Wolf Books@75%-95% Discount on All BOOKS (KUANTAN)*!

*PROMOTION : Big Bad Wolf Books@75%-95% Discount on All BOOKS (KUANTAN)*!

The Big Bad Wolf is having Book Fair at SASICC THE ZENITH HOTEL,KUANTAN!
Discount is from 75% to 95% off on all books!
Besides that, BB1M vouchers are accepted in the book fair.
Students that have the vouchers must no miss up with this book fair offer!

There is additional 5% discount tips at the Book Fair. Click-in for further details!

Wednesday, 11 June 2014

Public Bank Step Up FD

Public Bank launched the Super FD promotion during the first half of Year 2014. From 1st June to 30th September 2014, Public Bank brings you another Step Up FD promotion that lets you earn higher interest rates on the next 2 rollovers. The campaign is open to all new and existing customers of Public Bank, including individuals aged 18 years above and non-individuals.

Tuesday, 10 June 2014

TRANSFORMERS now in PENANG (Gurney Paragon Mall)

*PROMOTION : Transformers in Penang@Gurney Paragon Mall*!

Gurney Paragon Mall is proudly present to you the 23ft OPTIMUS PRIME giant autobots, 17ft BUMBLE BEE and the legendary of yellow CAMARO has now staying at PENANG from 9 June 2014 untill 13 July 2014!

There will be some happening activities such as Toy Fair, Transformers Collectibles, exclusive photo session with the Optimus Prime or Bumble Bee, selfie contest on facebook & Instagram contests.

Click-in for further details!

Monday, 9 June 2014

Maybank FD Countdown 1 Campaign

Enjoy great return of 3.20% p.a. with Maybank FD Countdown 1 from 1st June till 30th June 2014. The campaign is open to all new FD placements by new and existing customers. What you have to do is just perform a minimum placement of RM 25000 for Retail/Individual customers or RM 50000 for SME/Business Banking, Sole Proprietor, Partnership, Club/Societies/Association.

Saturday, 7 June 2014

Pet World Malaysia 2014@PET exhibition*!

*PROMOTION : Pet World Malaysia 2014@PET exhibition*!

The 7th Pet World exhibition is coming back again this year!
This year, Pet World exhibition will bringing you a lot of new and interesting products.

27-29 June 2014
Mid Valley Exhibition Centre, KL

13-14 Dec 2014
Expo@Danga City Mall, JB

*Free heartworm test for your pets at Hall 1 Booth 149.
*Pet World/KKM International Cat Show 2014 presented by Kelab Kucing Malaysia.
*Meet Mr. Walter Hartz gtom Haldig Garden, if you wanted to know about Harrison's Bird foods and all about bred birds and parrots.
*1st Pro plan pet world cat show 2014 presented by PetsAreCute & PAKCU cat club sponsored by PURINA.
*Meet Dave Teoh "Professional dog trainer from Knine Professional Dog services"

Friday, 6 June 2014

RHB Friday Specials for GSC

RHB Friday Specials promotion is back for Year 2014. For each calendar month, RHB Credit or Debit Card-members can get exclusive privilege with a certain merchant. For June, RHB card-members can enjoy buy 1 free 1 GSC movie ticket on 6th, 13th, 20th and 27th (Friday).

Wednesday, 4 June 2014

BSN Batman Visa Debit Card

Bank Simpanan Nasional (BSN) recently launched its Batman Visa Debit Card in conjunction with Warner Bros’ 75th celebration of the superhero character that takes place in at Pavilion Kuala Lumpur’s centre court until 15th June 2014. This special Batman 75th anniversary exhibition is featuring the Asian debut of the Batmobile hologram display and also a History of Batman walkthrough.

Tuesday, 3 June 2014



Sushi King Bonanza Promotion is back!
Sushi King would like to show appreciation to all loyal customers by guaranteeing unlimited supply of Ebi Ten Sushi.
To add more value to RM3 Bonanza Promotion, Sushi King will be serving Pink, Red and Purple plate only throughout the Bonanza Promotion.

Details as below:

16-19 June 2014
Kedah, Kuala Lumpur, Penang, Perak, Sabah & Selangor. 

23-26 June 2014
Johor, Kelantan, Melaka, Negeri Sembilan, Pahang & Sarawak.

RM3 Bonanza promotion is exclusive for Sushi King 2014 Member card holders only.
For those who do not have Sushi King member card yet, fret not, you can drop by at any of Sushi King restaurants to apply.

Like, and Share to tell your friends!

Monday, 2 June 2014

Kids & Baby Fair@Sunway Carnival Mall*!

*PROMOTION : Kids & Baby Fair@Sunway Carnival Mall*!

Sunway Carnival Mall once again having baby fair on 13-15/June/2014.
Drypers, De ideal gift, erudite edu supplies, Choo choo train toy and many more brands will having tenants on the baby fair.

For those parents that has missed up previous Moms & Babies Expo at Sunway Carnival Convention centre at early April 2014, must not miss this chance to visit the baby fair.

Sunday, 1 June 2014

Tri Pinnacle by Aspen Group

Property price has been increasing steadily in Malaysia every year. The skyrocketing price of houses have made the lower income group and young people that just graduated even harder to own a house. This is a national issue, especially for Penang Island where the land is scarce. To address the issue, federal government and Penang state government are launching affordable housing through PR1MA and erumah.


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