50% Cash Back on First Swipe with Hong Leong Debit Card

From 8th August 2014 until 30th June 2015, new Hong Leong Debit Cardholders are entitled to get 50% cash back on first swipe with your new debit card! The promotion is open to selected new Hong Leong Debit Cardholders only, who are Malaysians and have received a SMS from Hong Leong Bank (HLB).

Public Bank Credit Card Cash Back Bonanza

Public Bank is having its Cash Back Bonanza with Credit Card campaign from 4th August 2014 until 4th January 2015. There are two promotions in the campaign, namely the card acquisition cum activation offer promotion and cash back promotion. The first one is open to new-to-bank customers who apply for any Public Bank credit card as Principal Cardmembers (except co-brand credit card) while the latter is open to all new and existing Public Bank Principal Credit Cardmembers.

CIMB Cash Rebate MasterCard RM150 Online Cash Back

From 1st August until 31st October 2014, CIMB is giving out RM 150 cash back to all new to bank customers who successfully apply for CIMB Cash Rebate MasterCard through the Let-Us-Contact-You (LUCY) channel. New to bank customer shall mean any person who has not held any CIMB credit card for the last 6 months prior to the campaign period.

Tesco-RHB Cards

Tesco started in Malaysia in Year 2002 with its first hypermarket in Puchong, Selangor. It is the grocery market leader in Malaysia with 46 outlets in operation. Tesco-RHB cards are a co-brand cards from RHB Bank partnering with Tesco-Stores (Malaysia) Sdn. Bhd. The Tesco-RHB cards are credit and debit cards with the Visa logo.

SCB Credit Card 2014 10% Cash Back Promotion

After Citibank's Choose Your Own Cash Back Promotion, Standard Chartered Bank also launched its 10% Cash Back Promotion for invited credit card-members (through SMS and/or email and/or Direct Mailer) of any SCB credit card (other than corporate cards). The campaign started on 14th June 2014 and ends on 5th September 2014.

Citibank Credit Card Choose Your Own Cash Back

The Citibank weekly cash back promotion is back for Year 2014! Get up to RM 150 cash back weekly when you spend on Dining, Groceries & Petrol, from 19 April to 27 June 2014!

Get Cash Back for Online Payments & Purchases with Maybank AMEX

Maybankard 2 AMEX had become my primary credit card after OCBC revised the Titanium Card features. Other than the 5X TreatsPoints and weekend 5% cash rebate, there are also attractive promotions by Maybank AMEX Card from time to time. From 5th March till 31st May 2014, you could stand a chance to win RM 100 cash back when you make bill payments or purchases minimum of RM 300!

UOB Lady's Card

Today is 8th March, which is also the International Women's Day. In conjunction with this festival, I would like to talk about UOB Lady's Card, a credit card designed exclusively for ladies who are at least 21 years old, as the slogan goes "The men don't get it".

Hong Leong Debit Card Balik Kampung Promotion

In conjunction with the upcoming CNY holidays, Hong Leong Bank is having a "Balik Kampung" promotion for its Debit Card, starting from 15th January until 30th April 2014.

Just swipe with your Hong Leong Debit Card or Touch 'n Go Zing Debit Card and stand a chance to win a SmartTAG. There are a total of 100 SmartTAG up for grabs. Each Cardmember is only entitled to win 1 SmartTAG. Cardmembers are automatically entitled to earn unlimited number of contest entries based on the following criteria performed during the promotion period:

Criteria	Contest Entry
Every RM 50 spent in a single receipt with Hong Leong Debit Card	1 Entry
Every RM 50 auto-reload into a Touch ‘n Go Zing Debit Card	5 Entries
Apply for Touch ‘n Go Zing Debit Card (Linked to Hong Leong Debit Card)	20 Entries

For the second promotion, you just need to pump petrol for a minimum of RM 50 in a single receipt with your Hong Leong Debit Card to get 10% cash back in the following petrol stations:

1. BHP
2. Caltex
3. Petron
4. Petronas
5. Shell

The cash back is capped at RM 5 per receipt and a maximum of RM 50 per Cardmember throughout the promotion period. Total cash back payout is capped at RM 80000 throughout the promotion period on a first-come-first-serve basis. The cash back will be credited into the Cardmembers’ CASA no later than 31st July 2014.

This is a great promotion especially for those who are travelling back to hometown during the CNY holidays. With Hong Leong Debit Card, You can get 10% cash back for petrol purchase and stand a chance to win a SmartTAG worth RM 120 at the same time.

AEON BiG Gift Card

AEON BiG Gift Card is a card that provides absolute cashless shopping experience to purchase any items at all participating AEON BiG store in Malaysia. It is also an ideal gift for your family and friends in any occasion.

You can use AEON BiG Gift Card just like cash. Cash amounts can be purchase in fixed denomination of RM 20, RM 50, RM 100, RM 200. Minimum value is RM 20 to Maximum value of RM 1500 per card. It can be purchased at Gift Card Centre in all participating AEON BiG store in Malaysia by using cash, credit cards, debit cards or charge cards.

These are the benefits of AEON BiG Gift Card:

1. No Joining fee is required. 
2. Issue Gift Cards instead of cash purchases.
3. Discount rate would be given for any cards purchased above RM 10K. 
4. Time saving at cashier lines. 
5. Customer can choose to use any amount to pay / make purchases. 
6. Stylish and easy to slip into the wallet. 
7. The perfect and convenient gift for any occasion.

You can always make balance enquiry for AEON BiG Gift Card in participating AEON BiG store Customer Service Counter or Check Out Counter. If you have credit card that gives you high cash back during weekends, e.g. Maybankard Dual, you can get the Gift Card during weekends and charge to your credit card. With this method, you'll be able to get 5% cash back everyday by using Gift Card to shop in AEON BiG.

Alliance Bank You:nique Credit Card

After OCBC Bank decided to revise its credit cards' features, OCBC Titanium Card already lost its place as the best cash rebate credit card. It is time for us to look for other cash rebate credit cards as a replacement.

Alliance Bank's You:nique Credit Card is the first and only credit card in Malaysia that lets you design your own card face and customize your own features. You can either upload your own image or choose from the You:nique image library to add personal touch to your card face.

Besides, you can get monthly cash rebates up to 3% on all retail purchases everyday and everywhere. The cash back factor is based on the monthly spending range of your card:

Cash Back Payout Table	Cash Back Factor	Monthly Spending (RM)
Tier 1	0.50%	0 -- 1000
Tier 2	1.50%	1001 -- 2000
Tier 3	3.00%	2001 -- 3000
Tier 4	0.30%	> 3000

Let's say, If you spend RM 3000 per month, 

for first RM 1000, you will get 0.50% cash back, which is RM 5;

for second RM 1000, you will get 1.50% cash back, which is RM 15;

for third RM 1000, you will get 3.00% cash back, which is RM 30.

The total cash back you get is RM 50, which is equivalent to 1.67%.

Moreover, you can get double Timeless Bonus Points (TBP) for every ringgit you spend. All local and overseas retail purchases except petrol and government agencies will entitle you to 2X rewards. Your TBP do not expire and you can redeem whenever you like, with special redemption privileges and discounts from time to time. The double TBP is equivalent to 0.82% of cash rebate.

Annual fee will be waived for first 3 years, thereafter waived with a minimum spend of RM 5000 or 12 swipes within 12 months. For new approved applicants, you can enjoy 0% finance charge on all your spending for the first 3 months. No interest is charged during this period no matter how much you spend.

If your monthly spend is around RM 3000, this card is suitable for you as it gives you almost 2.5% cash back every month without terms and conditions.

AEON BiG Membercard

AEON BiG launched its member card today in all 28 outlets. The member card is a loyalty card that lets you earn points and get cash rebate. It is free to sign up and open to residents of Malaysia and Singapore, aged 18 years old and above.

You can sign up for the member card at any AEON BiG member card kiosk at all AEON BiG stores nationwide. You just need to complete the application form and present MyKad upon signing up. There's currently a reward book worth up to RM 300 for each new member based on first-come-first-served while stock last basis.

You can use your AEON BiG member card immediately after you sign up and receive the card. You can earn 1 AEON BiG point with every RM 1 spent. Besides, you can earn 50 AEON BiG Eco points each time you use AEON BiG recycle bag on every Saturday.

Every 1000 AEON BiG points collected is equivalent to RM 5 cash back value redeemable in your next purchase. Purchases of mobile top-ups, gift cards, gift cards top-up and tobacco related products are not eligible for AEON BiG points.

Your AEON BiG points will expire 1 year from last usage of your card. You will be notified via email or SMS 30 days prior to the expired date. To check for point balance, you can walk in to any AEON Credit Services Malaysia branches or call Customer Care line at 1-300-80-2366.

The cash rebate you get from AEON BiG member card is 0.5%, same as that of Tesco Clubcard. Visit your nearest AEON BiG outlet today to apply for the free member card, get the limited reward book and start earning points!

Caltex 3% Cash Rebate by Maybankard

Caltex had just recently launced its Caltex Journey Card and it's now partnering with Maybank to bring you cash rebate of 3 % when you swipe your Maybank MasterCard and Visa Credit Card in Caltex petrol station with minimum of RM 50. The promotion is valid from now until 13th October 2014.

 

The promotion is not applicable for Maybankard American Express Credit Cards or Charge Cards and Maybank Debit Cards. The cash back is capped at RM 60 per cardmember per month (equivalent to petrol purchase of RM 2000). Supplementary card spending is also entitled to the 3% cash rebate and it will be aggregated to the principal spending.

The allocation amount payout limit is subjected to a total of RM 600000 for all cardmembers during the campaign period, whichever is earlier, and based on first-come-first-served basis. Announcement will be made via Maybank2u.com once the limit is reached.

SCB JustOne Platinum MasterCard Credit Card

Standard Chartered Bank (SCB) was giving out 15% cash back for petrol to all new cardholders for a period of 6 months in its previous promotion. Now, SCB has launched a new card, the JustOne Platinum MasterCard Credit Card, that gives you 15% rebates at all petrol stations for life!

To be eligible for the 15% rebates, you just need to spend a minimum of RM 999 per month in retail purchases and you will receive petrol cash back up to RM 576 per annum. You will enjoy petrol cash back in the following situations:

Monthly Retail Purchase	Monthly Cap	Annual Cash Back
RM 999 to RM 1999	RM 28	RM 336
RM 1999 to RM 2999	RM 38	RM 456
RM 2999 and above	RM 48	RM 576

Retail purchases must be posted to your account within a particular month to be included towards meeting the monthly minimum requirement of RM 999 per month. If a transaction is posted in the following month, it will only be included in the following month's calculation. 360° Reward Points are not applicable for this card.

For new to SCB customers, you can apply online and get RM 300 cash back. For existing customers or customers who apply through branch and roadshow, you can get RM 105 cash back.

CIMB Weekly Cash Back Promotion

Hari Raya Aidilfitri is just around the corner and CIMB is giving out a total cash back of RM 700000 to its Credit Card and Debit Card members on spending from 5th August until 13th October 2013.

The campaign is open to CIMB Principal and Supplementary Cardmembers, as well as CIMB Debit Cardmembers. Each Principal Cardmember and Debit Cardmember can get RM 250 cash back for spending at least RM 1000 in a week. Cash back of RM 70000 is allocated weekly and is given out on first come first served basis.

The maximum cash back per Principal Cardmember and Debit Cardmember is RM 250 each. So if you have a CIMB Credit Card and CIMB Debit Card, you can earn RM 500 with spending of RM 1000 in each card.

To participate, cardmembers need to register via SMS only once during the campaign period:
SMS “CASHBACK[space]Last 4 digits of your CIMB Bank Credit/Debit Card number” to 62666

The SMS must be sent from the mobile number maintained with CIMB Bank. SMS received from mobile numbers that are not maintained with CIMB Bank are not eligible. Eligible telcos for SMS registration are Maxis, Celcom and Digi only.

10% Cash Back at All Petrol Stations with RHB Travel Money

RHB is giving out up to 10% cash back for petrol purchase at all petrol stations nationwide with its Travel Money Credit Card, starting from 1st August until 31st October 2013.

This is how the cash back works for Travel Money cardmembers during the campaign:

Spending	Cash Back	Reward Point
Petrol Purchases during 1st weekend of the month  (3 – 4 Aug, 7 – 8 Sep, 5 – 6 Oct 2013)	10%	No points
Petrol Purchases during other weekends of the month	5%	No points
Petrol Purchases during weekdays	2%	No points
Spend on flight tickets, travel packages, car rental, duty free & sea cruise packages  (purchased in Malaysia)	No	RM 1 spent = 2 points
Other Retail Spend (Excluding Petrol, Cash Advance, Balance Transfer, Fees and Charges)	No	RM 1 spent = 1 point

The cash back is based on on 20% of total monthly retail spend which includes retail purchases, petrol, utilities, dining and travel expenditure. Maximum cash back is RM60 per month for both Principal and Supplementary Card. The cash back earned will be credited into the Principal cardmembers’ account.

If you're RHB Travel Money cardmembers, this is a good time to spend with your Travel Money to get cash back on petrol purchases and collect reward points on others!

RHB Signature Credit Card Unlimited 5% Cash Back

RHB Signature Credit Card is a Visa Credit Card targeted for people who like to travel the world in style and go on an adventure. Anything is possible with the RHB Signature Credit Card, excite you with unlimited rewards and exclusive privileges.

These are the exclusive services that come with RHB Signature Credit Card:

1. Unlimited 1% cash back on all online and overseas transactions.
2. 0.5% cash back on all other transactions, excluding petrol, government, cash advance & charity transactions, maximum capped at RM 200 per month.
3. 4x complimentary access into Plaza Premium Lounges in Malaysia for a calendar year.
4. Complimentary and discounted golf privileges at over 30 golf courses worldwide.
5. Annual fee waiver with a total minimum card spend of RM 50000 per annum.
6. Travel insurance with coverage of up to RM 2 million

From now until 31st December 2013, enjoy unlimited 5% cash back on all online and overseas spend when swiped with RHB Signature Credit Card.

To apply for the card, the minimum income required is RM 80k per annum. The minimum credit limit for RHB Signature Credit Card is RM 30000. Successful applicant will get first year annual fee waiver and two years annual fee waiver for supplementary card.

If you frequently fly around the world, this is the card for you. Apply it through RHB Branches, any RHB Roadshow or online today.

RHB 5% Cash Back on Weekend Shopping

RHB Credit Card has brought another promotion for its cardmembers, the 5% cash back weekend shopping on selected departmental stores, from 19th July to 30th September 2013. This promotion is applicable to all RHB Credit Cards (Principal and Supplementary) except Business Card and RHB Islamic Credit Cards.

This campaign is applicable to 5 selected departmental stores nationwide i.e. AEON Stores, Metrojaya, Parkson, Robinsons and Sogo. For each transaction made at these 5 selected departmental stores nationwide, cardmembers will be entitled to a 5% cash back during Friday, Saturday and Sunday.

There is no minimum spend required for this promotion. The total accumulated cash back is capped at maximum RM 100 per month for both Principal and Supplementary. The cash back earned will be credited into the Principal cardmembers’ account 6 to 8 weeks after the campaign ended.

To participate in this campaign, Principal cardmembers are required to register via SMS:

• Type DS16 digits of your RHB Card No. and send to 66399 
• A reply SMS confirmation will be sent
• Principal cardmembers with multiple RHB Bank Credit Cards are only required to register once during the entire campaign period. 

Cash Back for New RHB Credit Card Approval 2

RHB Bank has returned with its credit card cash back campaign with more cash back and benefits compared to its previous promotion. The campaign runs from 15th May to 17th August 2013.

Every eligible customer can get RM 150 cash back when he swipes minimum RM 100 in a single transaction with his newly approved RHB credit card applied during the campaign. The campaign is opened to any individual who is a resident of Malaysia, during the campaign period, within a single application form, applies for any one or more of the following principal RHB credit cards: 

1.  RHB Infinite Credit Card 
2.  RHB Platinum Credit Card 
3.  RHB Platinum-i Credit Card 
4.  RHB Gold Credit Card 
5.  RHB Gold-i Credit Card 
6.  RHB EVO Credit Card 
7.  RHB Travel Money Credit Card 
8.  TESCO-RHB Credit Card 

RM150 Cash Back only applicable to principal cardmember only. First spend on supplementary cardmember is not applicable for cash back. Applicant who applies for 2 RHB Credit Cards at the same time will only get cash back ONCE to any RHB Credit Card that meets the minimum RM100 first swipe first.

In addition, cardmember is also entitled for 0% Balance Transfer or 0% Finance Charges for 6 months. Cardmember must indicate in the RHB Generic Credit Card Application Form which option he/she chooses. Minimum amount per Balance Transfer application is RM 3000 and maximum is up to 60% of the total available credit limit. In order to enjoy the 0% finance charges, the cardmember is required to make the minimum payment due on each monthly statement latest by the statement due date.

Tempted to apply for RHB credit card? You can learn more on the cards' features here.

5% Cash Back on SCB Debit Card Spend

Good news to all Standard Chartered JustOne Account holders! You can now enjoy 5% cash back when you shop at Tesco, Giant, AEON (Jusco) and AEON BiG (Carrefour) nationwide, any day of the week from 1 May till 31 July 2013, when you pay with your JustOne Account Debit Card.

The promotion is open to all existing customers of SCB who hold both of the following: 

1. A JustOne Account either in their name alone or as primary accountholder prior to promotion period.
2. Any Debit Card which is linked to their JustOne Account.

The cash back is 5% of the total amount of purchases spent at the merchants using the Debit Card with money from the eligible customer's JustOne Account, irrespective of the number of JustOne Accounts an eligible customer may have, but limited to a maximum total cash rebate of RM 100 per month per eligible customer.

Finally SCB has come up with a good promotion for its existing customers. Start spending with your SCB Debit Card today and enjoy the cash back! Happy shopping!