Lazada Online Shopping Discounts

If you always do online shopping, Lazada should be a familiar name to you. Lazada is the biggest online shopping mall in Southeast Asia. The company sells electronics products including cellphones, TVs, software, computers, cameras and more. Lazada is Rocket Internet's e-commerce service, with operations in Malaysia, Vietnam, Indonesia, Thailand and Philippines.

Tesco Online Shopping

Are you too busy working and have no free time for grocery shopping? Or you are just too lazy to go out for shopping? Well, you may try out the new Tesco Online Shopping service now if you are staying in Klang Valley.

The new service lets you order a wide range of products from your home and have them delivered directly to your door at a time to suit you. You can get the low prices exactly like in store and many promotions so that the major benefits of shopping in Tesco are available to everyone with an access to the Internet. 

You can choose from thousands of products, ranging from fresh foods, frozen products and drinks, as well as health & beauty and home essentials. You can browse for all the available items here.

You can refer to the steps to use Tesco Online Shopping from the above picture. The prices on Tesco Online Shopping website are guide prices only and are only approximate. There is service charge of RM 10 imposed for the online shopping service.

There is currently a promotion for first time customers. By entering the eCoupon code, you will be able to get a RM 20 discount on top of your shopping bill. Sign up a new account here and start enjoying Tesco Online Shopping from the comfort of your home.

CIMB Cash Rebate Platinum MasterCard

CIMB has finally joined in the family of Cash Rebate Credit Card with its Cash Rebate Platinum MasterCard. It is a credit card that rewards cardmembers for shopping online while offering competitive cash rebate programme for other retail purchases.

These are the features of the new card:

1. Get 5% cash back on all online spend, maximum rebate capped at RM 30.
2. Get 2% cash rebate on groceries and petrol.
3. Get 2% cash rebate on mobile & utility bill payments (via Standing Instruction).
4. Get 0.2% unlimited cash rebate on other retail spend.
5. Get 10% unlimited cash rebate on retail interest charged.

As an introductory offer, from now until December 2013, successful applicants will receive RM 50 welcome bonus. During this period, the maximum limit of RM 30 for E-commerce is not applicable and therefore the Cardholder can earn up to RM 50 cash rebate per month inclusive of cash rebate earned from petrol, groceries and bill payment.

There is also additional cash rebate on the participating merchants with E-Commerce related transactions or payments for purchases made online stated in the table below:

Participating Merchants	Additional Cash Rebate
GSC Online	15%
iTunes Applications
Google Playstore
Airlines Online	20%

Note: Only cardholder who does not exceed the monthly maximum cash rebate of RM 50 is eligible for the additional cash rebate

Besides, cardholders also get to enjoy additional retail merchant discount on transactions made at the specific participating merchant outlets/ transactions made through the website set out below:

Participating Merchants	Retail Merchant Discount	Mode of Discount
Zalora	25%	Upfront discount
San Francisco Coffee	20%	Upfront discount
ISETAN	15%	Cash rebate to be credited by 15th of the following month
Agoda.com (login via agoda.com/cimb)	7%	Upfront discount

Note:

1. The retail merchant discount at ISETAN is applicable only on weekends (Saturdays and Sundays) and is subject to a maximum cash rebate of RM 50 per month for both Principal and Supplementary Cardholders.
2. The total monthly retail merchant discount amount claimed at ISETAN by CIMB’s cardholders has not exceeded the sum of RM 60000 allocated by CIMB for this purpose.

This card is better than UOB Vox which gives the same amount of cash rebate for online shopping. If you love to shop online, this is certainly the card for you. You can apply now by filling in this form.

Get 5% Discount Dell Computer on MasterCard

E-commerce has been gaining steady momentum in the region with potential for further growth in Malaysia. As one of the pioneers of e-commerce, Dell Asia Pacific has forged partnership with MasterCard Worldwide to offer cardholders in Australia, China, Hong Kong, India, Japan, Korea, Malaysia, New Zealand, Singapore and Taiwan exclusive discounts, benefits and monthly specials.

Cardholders across the 10 participating countries can access dedicated MasterCard-Dell micro-sites from now till October 31 2013. In Malaysia, MasterCard credit and debit card cardholders will receive up to 5% discounts on selected Dell systems, with a minimum spend of RM 2500 when shop online at the dedicated micro-site.

When you enter the website, it will ask for the first 4 digits of your MasterCard number in order to proceed. Actually, the first 6 digits of a credit card number are known as the Issuer Identification Number (IIN). These identify the institution that issued the card to the card holder. For MasterCard, the card numbers start with the numbers 51 through 55. You may try to input any number starting from 51 through 55 and see.

Get Extra Rebate for Online Shopping

Online shopping is progressing steadily in Malaysia, especially those websites that sell vouchers for food and services. Do you often shop online to get vouchers, clothes or gadgets? If you do, you would notice that ipay88 and MOLpay are the most common payment gateway used by these websites.

In my previous post, I mentioned that ipay88 started to accept AMEX card but recently when I tried to use Maybankard 2 AMEX for the transaction, it always prompted a message, "This merchant does not support AMEX." What a disappointment! Anyway, don't worry, you still can get 5% discount through ipay88 and MOLpay (Groupon, Mydeal, Milkadeal, Jackcow) by using OCBC Titanium Card except Living Social & Groupon.

If you have AmBank CASA with AmOnline banking enable or AmBank Cards, you can get additional 6% instant discount in Jackcow portal.

There's a card from UOB, called UOB Vox which are tailored for the young generations. Vox card holders can enjoy 5% cash rebate on all online purchases up to RM 1000 every month except insurance, government utilities & bill payments only.

Besides, Vox card holders also can convert purchases of RM1,000 and above to a 6-month 0% Easy Payment Plan (EPP) with 1% upfront interest by calling UOB Card Center after purchase is made. Vox card holders are able to get cash rebates of up to 3% on retail purchases as well.

An example of a cash rebate payout:

	Customer A	Customer B	Customer C	Customer D
Previous Month's Statement Balance	RM1 - RM500	> RM500 - RM5,000	> RM5,000 - RM8,000	> RM8,000
Current Month Spend (for example)	RM1,000	RM1,000	RM1,000	RM1,000
Cash Rebate Rate	0.20%	0.35%	1%	3%
Cash Rebate Earned	RM2.00	RM3.50	RM10.00	RM30.00

Lastly, UOB Vox card holders also can enjoy SMART$ Rebate just like UOB One card. In my opinion, it is a great card to own if you are a fan of online shopping. The UOB Vox card is just like the e-version of UOB One card.