Celebrate Merdeka at MPH

Where are you planning to hang out during the Merdeka long weekends? For the cardholders of CIMB Bank Credit Card, Debit Card and Kwik Card, there are more reasons to celebrate Merdeka at MPH Bookstores as CIMB Bank is partnering with MPH Bookstores to bring you the exclusive promotion.

CIMB Cash Rebate MasterCard RM150 Online Cash Back

From 1st August until 31st October 2014, CIMB is giving out RM 150 cash back to all new to bank customers who successfully apply for CIMB Cash Rebate MasterCard through the Let-Us-Contact-You (LUCY) channel. New to bank customer shall mean any person who has not held any CIMB credit card for the last 6 months prior to the campaign period.

CIMB Plug n Pay

Plug n Pay by CIMB Bank is the first ever chip-based mobile point-of-sale (mPOS) solution in Malaysia that offers all businesses an affordable yet secure way to manage electronic payments using smartphones and tablets. Plug n Pay transforms mobile devices into tools of commerce that allow consumers to pay and businesses to receive payments.

CIMB Debit MasterCard

CIMB Group is Malaysia's second largest financial services provider with more than 290 branches and 2100 ATMs in the nation. CIMB Group has more than 7.8 million customers and 20000 staff in Malaysia. Are you one of their customers?

CIMB Clicks OctoSend

In September 2013, we talked about the new Kwik Account by CIMB Bank. The special feature of Kwik Account is that you can send money to anyone by email address or Malaysian mobile number. Now this feature is expanded to all CIMB Clicks users with CASA through OctoSend function.

OctoSend is a new feature called Peer-to-Peer (P2P) Banking. You can send money to your family and friends by keying in their email address or Malaysian mobile number. Then you will receive a Claim Code which needs to be shared with the recipient within 7 days. Recipient will need to key in the code to claim the money. 

If you are interested in using this feature, you need to login to CIMB Clicks to proceed further. If you are CIMB Clicks user with CASA, you just need to login to send money. If you are CIMB CASA holder without CIMB Clicks, you will have to register for CIMB Clicks first. If you do not have any CIMB CASA, you will need to register for Kwik Account. The same applies to recipient.

To receive money, the recipient will receive the money once he logs in to CIMB Clicks to claim by keying in the Claim Code. If the recipient did not claim the money within 7 days, the amount will expire and will be refunded to sender's account from the 8th day onwards. SMS notification will be sent to sender's registered mobile number when the money is claimed or the claim code has expired.

CIMB Bank Kwik Account

CIMB Bank Kwik Account is the first and only ccount that you can open online, anytime and anywhere without visiting the branch. It’s hassle-free banking as there is no documentation, no minimum deposit fee required and you get immediate activation.

Kwik Account is open to everyone aged at least 18 years old who owns a Malaysian registered mobile phone number and a mailing address in Malaysia. Kwik Account comes with the option of having a physical card for point-of-sale purchases at MasterCard merchants as well as cash withdrawals via CIMB Bank ATM or other Bank's ATM with CIRRUS/PLUS Network.

The main features of Kwik Account are Kwik Money Transfer and Kwik Claims. You can send money to your family and friends by keying in their email address or Malaysian mobile number instead of account number. You will receive a Claim Code which needs to be shared with the recipient within 7 days. Recipient will need to key in the code to claim the money.

Other than that, you can make online purchases via Kwik Account. You can enjoy easy management of account through CIMB Clicks, mobile banking and also Clicks App. With Internet Banking, you can perform bill payments, prepaid reloads, remittances and fund transfers within CIMB Bank.

To add money into your Kwik Account, you can transfer from CIMB CASA, CIMB Bank CDM, FPX or Interbank Giro from other banks. Kwik Account has a maximum wallet limit of RM 4999 at any time. The maximum daily combined retail and cash transaction limit is also RM 4999.

Stand a chance to win exciting gadgets such as iPad mini, Canon PowerShot and Microsoft Surface RT with Kwik Account when you sign up. The campaign ends on 28 February 2014. This is how you can gain entries:

CIMB Weekly Cash Back Promotion

Hari Raya Aidilfitri is just around the corner and CIMB is giving out a total cash back of RM 700000 to its Credit Card and Debit Card members on spending from 5th August until 13th October 2013.

The campaign is open to CIMB Principal and Supplementary Cardmembers, as well as CIMB Debit Cardmembers. Each Principal Cardmember and Debit Cardmember can get RM 250 cash back for spending at least RM 1000 in a week. Cash back of RM 70000 is allocated weekly and is given out on first come first served basis.

The maximum cash back per Principal Cardmember and Debit Cardmember is RM 250 each. So if you have a CIMB Credit Card and CIMB Debit Card, you can earn RM 500 with spending of RM 1000 in each card.

To participate, cardmembers need to register via SMS only once during the campaign period:
SMS “CASHBACK[space]Last 4 digits of your CIMB Bank Credit/Debit Card number” to 62666

The SMS must be sent from the mobile number maintained with CIMB Bank. SMS received from mobile numbers that are not maintained with CIMB Bank are not eligible. Eligible telcos for SMS registration are Maxis, Celcom and Digi only.

CIMB Cash Rebate Platinum MasterCard

CIMB has finally joined in the family of Cash Rebate Credit Card with its Cash Rebate Platinum MasterCard. It is a credit card that rewards cardmembers for shopping online while offering competitive cash rebate programme for other retail purchases.

These are the features of the new card:

1. Get 5% cash back on all online spend, maximum rebate capped at RM 30.
2. Get 2% cash rebate on groceries and petrol.
3. Get 2% cash rebate on mobile & utility bill payments (via Standing Instruction).
4. Get 0.2% unlimited cash rebate on other retail spend.
5. Get 10% unlimited cash rebate on retail interest charged.

As an introductory offer, from now until December 2013, successful applicants will receive RM 50 welcome bonus. During this period, the maximum limit of RM 30 for E-commerce is not applicable and therefore the Cardholder can earn up to RM 50 cash rebate per month inclusive of cash rebate earned from petrol, groceries and bill payment.

There is also additional cash rebate on the participating merchants with E-Commerce related transactions or payments for purchases made online stated in the table below:

Participating Merchants	Additional Cash Rebate
GSC Online	15%
iTunes Applications
Google Playstore
Airlines Online	20%

Note: Only cardholder who does not exceed the monthly maximum cash rebate of RM 50 is eligible for the additional cash rebate

Besides, cardholders also get to enjoy additional retail merchant discount on transactions made at the specific participating merchant outlets/ transactions made through the website set out below:

Participating Merchants	Retail Merchant Discount	Mode of Discount
Zalora	25%	Upfront discount
San Francisco Coffee	20%	Upfront discount
ISETAN	15%	Cash rebate to be credited by 15th of the following month
Agoda.com (login via agoda.com/cimb)	7%	Upfront discount

Note:

1. The retail merchant discount at ISETAN is applicable only on weekends (Saturdays and Sundays) and is subject to a maximum cash rebate of RM 50 per month for both Principal and Supplementary Cardholders.
2. The total monthly retail merchant discount amount claimed at ISETAN by CIMB’s cardholders has not exceeded the sum of RM 60000 allocated by CIMB for this purpose.

This card is better than UOB Vox which gives the same amount of cash rebate for online shopping. If you love to shop online, this is certainly the card for you. You can apply now by filling in this form.

CIMB CASA Bundled Step Up FD

CIMB just started a step up FD campaign from 6th May to 31st July 2013 for its individual customers. The promotion is a CASA bundled 8-month step up FD.

Eligible customers just need to place a minimum fresh fund of RM 1000 into their CASA to enjoy the 8-month step up FD promotional interest rates of up to 4% p.a. The maximum placement for the FD can only be up to 2 times of the CASA placement amount, which means about 33% of the total amount needs to be bundled with CASA.

The promotional interest rates for the 8-month step up FD are as follows:

Tenure	Promotional Rate
Month 1 -- 2	3.25% p.a.
Month 3 -- 4	3.30% p.a.
Month 5 -- 6	3.35% p.a.
Month 7 -- 8	4.00% p.a.

The promotional interest rates are applicable for placement of 1 cycle only. Interests will be paid out upon completion of each single cycle. Payment of interest earned will be credited to the eligible customer's CASA.

The effective interest rate for the 8-month step up FD is 3.475% p.a. only, which is very low because 30% of the placement amount still needs to be bundled with CASA.

Touch 'n Go Reload

There are many places where you can reload your Touch 'n Go card but most of them will charge you RM 0.50 transaction fee each time you reload.

Places where you can reload your Touch 'n Go card for FREE:

1. PLUS office beside toll.
2. Selected petrol station by highway.
3. Touch 'n Go spot.
4. Selected KTM station.
5. CIMB Bank ATM.

CIMB Bank has a lot of branches all over Malaysia and it is the most convenient method for you to reload your Touch 'n Go card for free. All you need to have is a saving account with an ATM card. The minimum reload amount is RM50.00.

Steps to reload:

1. Just go to the ATM with a Touch 'n Go logo on the right side of the screen.
2. Insert your ATM card and key in PIN number.
3. Then choose Touch 'n Go reload.
4. ATM would prompt you to put your Touch 'n Go card on the Touch 'n Go logo.
5. ATM would then display your Touch 'n Go card current balance.
6. Proceed to choose the amount you wish to reload.
7. Your ATM card would be ejected from the ATM machine.
8. ATM would again prompt you to put your Touch 'n Go card on the Touch 'n Go logo.
9. After transaction is done, a receipt will be printed.