Wave & Go with Maybank Visa payWave Cards

Get rewarded when you spend with Maybank Visa payWave Cards now! Enjoy free 1kg of Sunwhite fragrant rice when you spend a minimum of RM 30 in a single receipt with your Maybank Visa payWave card at all participating Aeon outlets. Inform your family and friends as the promotion starts now till 31 August 2014, while stock lasts!

BSN Batman Visa Debit Card

Bank Simpanan Nasional (BSN) recently launched its Batman Visa Debit Card in conjunction with Warner Bros’ 75th celebration of the superhero character that takes place in at Pavilion Kuala Lumpur’s centre court until 15th June 2014. This special Batman 75th anniversary exhibition is featuring the Asian debut of the Batmobile hologram display and also a History of Batman walkthrough.

Public Bank Visa Commercial Card

A corporate card is a credit card issued to an individual under a corporate account, used for business expenses and the individual cardholder is the liable party. A corporate card simplifies processing of expense reports, as most items are noted on the card statement. It is issued to certain employees of a company for the company's convenience in managing travel expenses.

Enjoy Cash Rebates with Maybank Auto PayBills

How do you pay your utility, telco, broadband and Astro bills? Is it by online bill payment or at the counter? From 18th September to 31st December 2013, Maybank is giving out cash rebates for its AMEX, MasterCard and Visa Credit Cardmembers who enrol for the Auto PayBills service.

Just enrol for Auto PayBills with the following service providers to enjoy great rewards:

1. Astro
2. Celcom
3. Digi
4. Maxis
5. Tenaga Nasional Berhad
6. TM (excluding Unifi)

Upon enrollment, you will get RM 15 cash rebate per service provider. If you're the first 1000 Maybank AMEX Cardmembers to enrol for Auto PayBills with a minimum of 2 service providers, you can get an additional Starbucks Card worth RM 20.

You need to cancel your Auto PayBills services with other banks first (if any) before enrolling for Auto PayBills services through Maybank Card to avoid double billing and late billing. Auto PayBills service needs 4 to 8 weeks to be activated.  You should continue to pay your bills as usual until your Auto PayBills service is reflected in your Credit Card statement.

Total amount of cash rebates to be given away is capped at RM 90000 throughout the campaign period and based on first-come-first-served basis. The fulfillment of RM 20 Starbucks Card and amount of cash rebates will be credited into Cardmember's account within 4 to 6 weeks after the campaign ends.

To enrol, please print out this form, fill in then submit to Maybank either by fax or by mail.

What Is a Merchant Category Code

Cash back cards like OCBC Titanium Card and Hong Leong Wise Credit Card are very popular nowadays as they give cash rebates according to the amount spent in specific categories such as dining, petrol, utilities and shopping. So how do credit card issuers know that each transaction belongs to which category? They actually know that from Merchant Category Code (MCC).

A Merchant Category Code (MCC) is a four-digit assigned to a business by Visa or MasterCard in order to accept one of these cards as payment in the business. It is the responsibility of the credit card organization to assign the correct MCC classification to the business. The merchant category code is based on the predominant activity being conducted by the business, even if they are engaged in multiple types of commerce.

This is the list of commonly use MCC:

No.	Categories	Merchant Category Code (MCC)
1	Groceries	All grocery stores (MCC 5411)
2	Petrol	All petrol stations (MCC 5542)
3	Dining	All dining outlets (MCC 5811, 5812, 5814)
4	Utilities	Electricity and Water (MCC 4900)
5	Entertainment	All cinemas (MCC 7832)
6	Travel	All airlines (MCC 3000-3299, 4511), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)

Maybankard Superman Visa Debit Card

Maybank has launched a limited edition Maybankard Superman Visa Debit Card. This card gives you exciting privileges, benefits and the chance to win amazing prizes!

The benefits of the super hero debit card are as follow:

1. Shop at millions of Visa outlets worldwide.
2. Use it as your ATM card to withdraw cash locally and overseas.
3. Use it to pay bills or transfer money.
4. Earn 1 Treats Points for every RM3 spent (0.17% rebate) and enjoy privileges when you shop.
5. Set your own purchase limit up to RM5,000.
6. No income requirement for application, no finance and late charges or annual fees.
7. Track your online transactions via Maybank2u

Update 30/7/13:

Upon application of this card, cardmembers will be given a voucher consist of the following :

1. 10% discount at all DC Super Hero stores in Malaysia, valid until 31st March 2014.
2. Buy 1 free 1 TGV voucher, valid for one time use only and until 31st August 2013. 
3. 35% discount on normal price of Legoland ticket, valid for maximum for 4 tickets and until 31 August 2013.

Note: Due to overwhelming response, The Superman Visa Debit Card voucher for TGV Buy 1 Free 1 has been fully redeemed.

The Superman Visa Debit Card does not impose annual fee and is open to all Maybank CASA holders aged 18 and above. For imteen Account (aged 12 to 18), Indemnity Letter is required to be signed by parents/guardian as a condtion to open the account. 

To apply, visit your nearest Maybank branch. Fill up the application form and choose Maybankard Superman Visa Debit when you open a CASA. Existing CASA holders can apply and convert to Maybankard Superman Visa Debit immediately.

Update 19/03: I went to Maybank to have my old ATM card converted to the Maybankard Superman Visa Debit today. It took me half an hour to get the card & a service charge of RM12 was deducted from my savings account directly. Remember to get the voucher from the officer after receiving the Superman Visa Debit.

Hong Leong Buy 1 Fly 2 Promotion

Hong Leong Bank has just started an air ticket promotion in collaboration with Cathay Pacific and Dragonair for its Visa Credit Card members.  The “Buy 1 Fly 2 with Cathay Pacific and Dragonair” campaign started on 1st March and ends on 31st May 2013.

During the campaign, cardmembers can book for two passengers to fly at the air fare of one passenger to the valid destinations as shown above. The air tickets must be round trip from Kuala Lumpur, Penang or Kota Kinabalu. The fares published do not include all applicable taxes and surcharges.

The travel period will be from 15th March to 15th November 2013. There is no block out dates or flight time restriction, subject to seat availability. Adult fare will be applied to child passengers aged between 2 to 11 years under this campaign. 15% of applicable adult fare will be charged for accompanied infants aged 2 years and below not occupying any seat.

Book now via Cathay Pacific or Dragonair official website to enjoy the offer!

TM Bills Auto Debit Discount

I guess majority of us are customers of Telekom Malaysia (TM), either in phone, Streamyx, Streamyx combo or UNIFI package. Do you know that TM will give auto pay discount for customers who auto debit their monthly bills?

Auto debit is a service which service providers charge the monthly bills automatically to the customers' credit cards/saving accounts/current accounts. For TM, only credit cards issued by local banks and charge cards are accepted for auto debit.

For my monthly Streamyx Combo bills, I get to enjoy RM4 auto debit discount as I auto debit to my credit card.

So how to sign up for the auto debit service? You can either get the auto debit form from your credit card provider or go to TM point to get the auto debit form.

Updated on 9 Oct 2012
Visa is currently collaborating with TM for autopay service. If you sign up for TM autopay, you could get extra 300 TM Reward points and stand a chance to win cool gadgets. This promotion is valid until 15 January 2013.

Click here now if you wish to sign up for TM autopay.