48 SMART: OCBC Head Start Promotion
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Saturday 21 December 2013

OCBC Head Start Promotion

OCBC launched a new FD promotion, the "OCBC Head Start Promotion", from 1st December 2013 until 31st March 2014. The promotion consists of 4 products and is open to individual customers.














The promotion details are summarized in the table below:

No
Product
FD Tenure
Interest Rate
Eligibility
1
Deposit Deal
3-month
12-month
3.10% p.a.
3.30% p.a.
Min RM 10000 placement and max RM 1 million deposit.
2
Investment Deal
3-month
4.00% p.a.
Purchase any one or more of the selected OCBC Investment products.
3
Savings Deal
3-month
4.28% p.a.
Min RM 10000 placement and max RM 1 million deposit, with equivalent amount place in CASA and earmarked for 3 months.
4
Premier Bank Deal
3-month
5.50% p.a.
Premier Banking customer with 3 Product Holding where 1 of the products must be non-deposit product.


The OCBC Head Start Promotion is not as good as the previous Mega Save Promotion. Overall, the interest rate offered is lower. For Savings Deal, the FD placement amount must be equivalent to the CASA earmarked amount, which makes the promotion even less attractive.

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