Types of Credit Card

There are 4 main types of credit card offered in the market:

1. Cash Rebate

You can get cash rebate for retail transactions through this type of cards. These cards are most popular nowadays as it is a high inflation era. Packages offered are very attractive, eg. retail purchases including petrol filling and bill payment can get up to 5% cash rebate.

2. Reward Points

This is the conventional type of credit cards in which every ringgit spent will be entitled for a reward point and can be used to redeem goodies in the reward catalog. The points will usually expire in 3 years' time. However, there are a few banks such as Maybank and Citibank that offer evergreen points. The points will remain as long as the card is active.

3. Travel

This is the type of cards for people who travel frequently. Every ringgit spent can be used for air miles redemption. Card holders can get special discount on flight tickets and free travel insurance for flight tickets charged to the cards.

4. Branded

The bank collaborates with certain companies to launch a specific credit card which card holders can enjoy exclusive discounts and privileges when swipe the cards in that companies. Examples of card are Citibank Giant Card and RHB Tesco Card.

Termites Killer DIY

Today i will write about Termites!

Does your house termites bother you so much?
Especially the way the eat the paper/wood sound is so irritating. Believe me, i feel same as you.

I found the people use to kill termites by themselves (DIY). 
Without any high expenses on hiring people helping you clean up termites.

They use Termites DIY Colony Elimination Box to let termites trap and died.

1. Buy Termites DIY Colony Elimination Box from any online shop or you can directly buy from below web. http://www.termitesdiy.com

2. Open up the box.

3. Sprinkle with water (5~6ml)

4. Tear off the double tape around the box and ready to stick on the wall.

5. It is time to stick on the wall, which near to termites.

6. In order to make sure the box stick more firmly, you will need to extra tape on box.

7. Now the termites will walk into the box to suicide themselves.

The pricing that i surveyed online will be from RM50~100. 
Please try your best shot to buy the cheapest online. Good luck.

Mosquito killer trick

Today i saw a interesting blog that teaching people to kill mosquito effectively.
Firstly i really feel doubtful about this method. isn't the mosquito so stupid to suicide themselves?

I decided to take a try. it is very surprise in the after the first night.
My bucket have few mosquitoes died inside it. i'm feel very interesting.


Do you want to have a try? Please check below,

1. Prepare a bucket of water (<500ml) .
2. Put in the soap/detergent into water.
3. Place at the area that has a lot of mosquito.
4. Observe daily. if the mosquito died inside water, then you've success.


I'm still observing next few days. Isn't very cruel to set a trap for mosquito? ....kill dengue?


The blog explains that due to the soap/detergent made the water becomes alkaline.
While the soap/detergent has good smell that lead mosquito thought it has food inside the water. While mosquito laid egg on the water surface, but mosquito difficult to survive in alkaline water.