The promotions in the campaign are as below table:
No
|
Product
|
FD Tenure
|
Interest Rate
|
Eligibility
|
1
|
FD promotion
|
1st: 3-month
|
3.80% p.a.
|
Min RM 5000 deposit
|
2nd: 3-month
|
2.85% p.a.
|
|||
2
|
Investments promotion
|
3-month
|
4.00% p.a.
|
Must purchase OCBC investment product
|
3
|
Bonus Savers promotion
|
3-month
|
4.50% p.a.
|
Min RM 5000 deposit, with 50% of equivalent amount place in CASA
|
4
|
Premier 3-month FD promotion
|
3-month
|
5.50% p.a.
|
Premier Banking customer with 3 Product Holding where 1 of the
products must be non-deposit Wealth product.
|
The effective rate for FD promotion (6-month tenure) is 3.325% p.a. while the effective rate for Bonus Savers promotion (3-month tenure) is 3.5% p.a. So it is better to go for Bonus Savers promotion with shorter tenure and higher interest rate.
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