48 SMART: OCBC Save Easy Deals
+Smartan Dad

Monday, 21 January 2013

OCBC Save Easy Deals

OCBC presents OCBC Save Easy Deals from from 1st January until 31st March 2013. The campaign consists of 3 FD promotions and 1 investment promotion.

















The promotions in the campaign are as below table:

No
Product
FD Tenure
Interest Rate
Eligibility
1
FD promotion
1st: 3-month
3.80% p.a.
Min RM 5000 deposit
2nd: 3-month
2.85% p.a.
2
Investments promotion
3-month
4.00% p.a.
Must purchase OCBC investment product
3
Bonus Savers promotion
3-month
4.50% p.a.
Min RM 5000 deposit, with 50% of equivalent amount place in CASA
4
Premier 3-month FD promotion
3-month
5.50% p.a.
Premier Banking customer with 3 Product Holding where 1 of the products must be non-deposit Wealth product.


The effective rate for FD promotion (6-month tenure) is 3.325% p.a. while the effective rate for Bonus Savers promotion (3-month tenure) is 3.5% p.a. So it is better to go for Bonus Savers promotion with shorter tenure and higher interest rate.

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