48 SMART: PB FD Fortune
+Smartan Dad

Thursday, 3 January 2013

PB FD Fortune

FD promotion for Affin Bank and RHB already ended on 31st December 2012. However, Public Bank just started its FD promotion from 1st January to 31st March 2013, or when it hits the overall limit of RM 2 billion.


























The eligible customers are required to place fresh fund of minimum RM 10000 and in multiple of RM 5000 up to maximum of RM 500000 into both PLUS FD for 6-month tenure and PLUS Savings Account at 80:20 ratio. The interest rate for PLUS SA can be found here.

The step up interest rate for each month is shown in the above picture. The effective interest rate for this FD campaign is just 3.29% p.a., currently the lowest compared to other FD promotion:

Bank
Tenure
Min Amount
Bundle CASA
Min Amount
Actual Interest
Hong Leong
12-month
RM 10000
No
N/A
3.455%
UOB
3-month
RM 10000
No
N/A
3.50%
UOB
9-month
RM 10000
No
N/A
3.65%
Alliance
6-month
RM 10000
Yes
10% of FD
3.448%
RHB
15-month
RM 30000
Yes
10% of FD
3.219%

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