The campaign is open to all new and existing individual customers. Under this promotion, customers who participate can get special FD rate of 4.05% p.a. for 12-month tenure, upfront interest payment and 1g gold wafer (999.9 purity, while stock lasts). Minimum fresh fund of RM 100000 must be deposited in order to participate. There is no limit on the maximum placement.
The fund must be kept at 80:20 portion in Individual FD (RM 80000) and Wise Saver Account (RM 20000). The interest payment will be credited automatically into eligible customers' Wise Saver Account on the next working day once the fixed deposit placement is done.
First 1000 customers can get the gold wafer based on first-come-first-served while stock last basis. There is no limit on the number of gold wafers for each customer. If a customer makes FD placement of RM 300000, he will be entitled for 3 gold wafers, while stock lasts.
The effective interest rate for the FD promotion is 3.69% p.a. plus the value of gold wafer is RM 170. This is a good promotion for those who have a huge savings.