HSBC Credit Card CNY Online Promotion

Chinese New Year is less than 4 weeks from now. With HSBC CNY Online Promotion, you can get up to RM 488 when you apply online and spend with HSBC Credit Card. The sign-up period is from 1st January until 28th February 2014.

The promotion is open to any individual who resides in Malaysia and applies for any of the following primary HSBC Bank/ HSBC Amanah credit cards online during sign-up period which then subsequently approved by the bank:

1. HSBC Premier World MasterCard Credit Card
2. HSBC Visa Signature Credit Card
3. HSBC Visa Platinum Credit Card
4. HSBC Amanah Premier World MasterCard Credit Card-i
5. HSBC Amanah MPower Visa Platinum Credit Card-i

The eligible cardholder will receive RM 68 cash back (Ang Pao1 offer) with minimum 3 swipes within 60 days from the date of the welcome letter.  There is a maximum of 245 units of Ang Pao1 offer and eligible cardholder will be awarded per card on a first-come first-serve basis and subject to availability.

The eligible cardholder will receive RM 126 cash back (Ang Pao2 offer) with a minimum spend of RM 1500 per calendar month from the date of the welcome letter until 30th June 2014. Each eligible cardholder is entitled to receive a maximum of RM 252 cash back per card, which will be given on a first-come first-serve basis, subject to the availability maximum of 490 units of Ang Pao2 offer.

Every 8th approved eligible cardholder will receive additional RM 168 cash back (Lucky 8 offer) when the spend criteria of Ang Pao1 and Ang Pao2 offers were satisfied. The 8th approved eligible cardholder is determined based on the records in the bank's systems when the fulfillment of offers is carried out and there is a maximum of 50 units of Lucky 8 offer.

This is a good promotion for HSBC credit card but the quantity of cash back offers are very limited. If you're interested in this promotion, please act fast and leave your contact here so that HSBC would be able to get in touch with you ASAP.

SCB Online Supplementary Card Sign Up Cash Back

To all SCB existing credit card holders, did you feel disappointed after the latest announcement of rewards points booster promotion and you just want to cancel your SCB credit cards? If yes, you should reconsider first as SCB is giving out cash back of up to RM 300 for each successful online application of supplementary card from 8th April to 31st May 2013.

The campaign is open to existing principal credit card customers who successfully apply for one new supplementary card and whose applications are approved by SCB for any of the following credit cards:

• Gold Supplementary Credit Card
• Platinum Supplementary Credit Card
• Preferred World MasterCard Supplementary Credit Card

Customers whose card accounts are suspended, cancelled or terminated for any reason during the campaign period or within 3 months after the campaign period will not be entitled to any cash back under this campaign. Eligible customers must submit full and clear copies of the following documents online:

• Malaysian : Identification Card Copy (Front & Back)
• Foreigner : Valid Passport and employment pass Copy (Front & Back)

Each successful eligible customer is entitled to one sign up cash back of RM 300 without any requests made by SCB for further and clearer documentation per supplementary card approved. Eligible customers who do not meet the criteria above are still eligible to receive a sign up cash back of RM 250.

SCB will notify successful approved applicants via SMS that their credit card application has been approved. Cash back will be credited into Principal cardholder's credit card account within 60 days from the Supplementary card approval date.

SCB Credit Card Cashback Promotion

Standard Chartered Bank has started another cashback promotion for new to SCB credit card customers. The campaign starts today and ends on 31st May 2013 and is only open to new customers who apply online for a Principal and Supplementary Credit Card.

To be eligible for RM 885 cashback, you just need to perform 3 steps below:

1. Prepare the required documents (myKad, latest 3 months payslips, latest EPF statement).
2. Select the card and complete the application.
3. Email your required documents to SCB within 24 hours (application ID as the email subject).

These are the cashback that you will be able to enjoy once you fulfill the steps above:

Card Type	Sign-Up CashBack for Online
Principal Gold / Business Gold	RM 55
Principal Platinum / Preferred World MasterCard / Business Platinum	RM 55
Supplementary Gold / Platinum / Preferred World MasterCard	RM 30

On top of that, you will also be entitled to the Spends CashBack Reward:

Rewards Type	Spend & Get up to RM 400 cash back	Spend & Get up to RM 800 cash back
Application Type	Principal	Principal & Supplementary
Spends Cash Back Entitlement	Spend minimum RM 1500 per month & get RM 400 cashback. Capped at RM 100 per month for 4 months for Principal card spends only.	Spend minimum RM 1500 per month for each card & get RM 800 cashback. Capped at RM 100 per month for 4 months for Principal & Supplementary card spends.

If you apply for the card and unable to submit the required documents within 24 hours, you will still be eligible for the one time sign-up cashback below:

Card Type	Sign-Up CashBack for Online
Principal Gold / Business Gold	RM 150
Principal Platinum / Preferred World MasterCard / Business Platinum	RM 200
Supplementary Gold / Platinum / Preferred World MasterCard	RM 30

So if you still have not signed up for SCB cards in the previous promotion, now it's the time to sign up to enjoy the cashback!

How to Open Income Tax Account Online

If you are a salary earner, you will receive EA Form from your company around February annually. EA Form is a summary of your total annual income paid by that particular company, including OT, allowances, bonuses. EA Form also lists out your total annual EPF contribution and income tax deduction (PCB). 

If your income tax reference number is not stated in the EA Form, it is better to check with your company's HR department or check with LHDN directly by calling 1-800-88-5436. If your salary is deducted monthly for PCB, but you don't have a income tax account, that means that the money has not reached to LHDN. So you need to open an income tax account.

There are two methods to open an income tax account, either you go to the nearest LHDN branch or you can apply online through e-Daftar.

There are only 3 steps required for the online registration:

1. Fill up the online registration form.
2. For salary earners, upload supporting documents (MyKad for Malaysian, passport for non Malaysian) together with application.
3. For business individuals,  upload supporting documents [MyKad (Malaysian)/ passport (non Malaysian) & business registration certificate] together with application.
4. Check for your application status by using the application number given after the application form is submitted.

Note for document uploading:

1. Only the front side that clearly shows the name and identification number is required.
2. Only GIF file format is accepted with size ranging from 40kB to 60kB.
3. File name must be in alphanumeric (a-z, A-Z and 0-9).
4. e-Daftar application will be cancelled if no complete documents is submitted within 14 days from the date of application. Applicants need to reapply with complete documents.