How to Get Maximum Cash Rebates

For income not more than RM36,000 per year, a person can only have credit cards from maximum TWO financial institutions. Maybankard 2 and OCBC Titanium Card are ESSENTIAL to spend smart and live smart as the combination is best of the best in the current market.

You can get maximum rebates by using Maybankard 2 AMEX and OCBC Titanium Card as a combination. Let's see how much you can save from current family monthly spending.

 

 

 

 

 

   

Monthly Card Usage

Item	Amount (RM)
Petrol	400
Phone Bill	130
Shopping	350
Broadband	100
Electricity	80
Indah Water	8
Dining	250
Miscellaneous	100

Card Spending Strategy

Item	Amount (RM)	Card	Rebate (%)	Rebate (RM)
Petrol	400	AMEX	7.5	30.00
Phone Bill	130	OCBC	5	6.50
Shopping	350	AMEX	7.5	26.25
Broadband	100	OCBC	5	5.00
Electricity	80	OCBC	5	4.00
Indah Water	8	OCBC	5	0.40
Dining	250	OCBC	5	12.50
Miscellaneous	100	OCBC	1	1.00
		Total saving/ month		85.65

Total Saving per month    RM85.65

Total Saving per year       RM927.80

(deduct GST RM100)