48 SMART: How to Get Maximum Cash Rebates
+Smartan Dad

Monday, 16 April 2012

How to Get Maximum Cash Rebates

For income not more than RM36,000 per year, a person can only have credit cards from maximum TWO financial institutions. Maybankard 2 and OCBC Titanium Card are ESSENTIAL to spend smart and live smart as the combination is best of the best in the current market.

You can get maximum rebates by using Maybankard 2 AMEX and OCBC Titanium Card as a combination. Let's see how much you can save from current family monthly spending.


 

 

 

 

 








   

Monthly Card Usage



Item
Amount (RM)
Petrol        
400
Phone Bill    
130
Shopping      
350
Broadband     
100
Electricity   
80
Indah Water   
8
Dining        
250
Miscellaneous 
100


Card Spending Strategy


Item
Amount (RM)
Card
Rebate (%)
Rebate (RM)
Petrol        
400
AMEX
7.5
30.00
Phone Bill    
130
OCBC
5
6.50
Shopping      
350
AMEX
7.5
26.25
Broadband     
100
OCBC
5
5.00
Electricity   
80
OCBC
5
4.00
Indah Water   
8
OCBC
5
0.40
Dining        
250
OCBC
5
12.50
Miscellaneous 
100
OCBC
1
1.00


Total saving/ month
85.65


Total Saving per month    RM85.65
Total Saving per year       RM927.80
(deduct GST RM100)
               

ShareThis

Related Posts Plugin for WordPress, Blogger...